Frequently Asked Questions

  • Is growthvine capital a registered investment firm?

    Growthvine Capital Private Limited is an AMFI-registered investment firm with ARN-176753.

  • How do i track my investments?

    We will provide login details of an app as well as a web portal where you can track your entire investment portfolio. You can also access different types of reports from the portal. Another interesting feature that we will provide is that you can also upload your investment assets not managed by Growthvine to have a single pane view of your entire financial portfolio.

  • How do you create an investment portfolio?

    We are firm believers in goals based investing. As an investor, we should have an end objective in mind whilst investing. Thus, we understand the client’s needs and objectives and then based on the risk appetite, we create the portfolio.

  • What should i do if i have an existing investment portfolio?

    We will be happy to evaluate your existing portfolio. If it is in line with your goals, it should be continued. Once you start investing with us, your existing portfolio will also show up in our app using a simple process.

  • Why do i need a wealth manager to manage my money?

    A professionally qualified wealth manager will help you create a customized financial plan for you based on your goals, income, and risk appetite. He will also help you to steer clear of the fresh ‘hot’ investments which are not in-line with your goals. An advisor will not only help you create a well-researched portfolio, but will also help you stick with it through thick and thin. As the client becomes a more sophisticated investor over time, an advisor can add different products to your portfolio which are slightly more complex or not easily available to everyone.

  • Why should i work with growthvine capital as my preferred wealth manager?

    Growthvine Capital is founded by two experienced investment professionals with both of them having more than a decade of experience. They have worked with the top domestic and global fund managers across their roles at Crisil, Morgan Stanley, Bank of America Merrill Lynch, and Fidelity. We are finance geeks, not sales guys. Most of our time is spent in finding the most interesting opportunities in the market. The time we spend in doing the research for you is what differentiates us from the competition. Moreover, we believe in building relationships and not ‘closing’ the sales. We will provide the highest quality services with constant portfolio m

  • What is your investment philosophy?

    We are fundamental investors at heart and that’s where our investment philosophy stems from. We create a core portfolio which would be aimed at achieving your goals, while there is a satellite portfolio where we take tactical calls to achieve higher returns. Our approach is conservative and we try to achieve lower losses than the market, while retaining the upside when the markets are positive.

  • Growthvine capital does not have an office in my city. how will they manage my investments?

    Growthvine Capital is a fully digital organization with the capability to do the entire process - from onboarding to transactions to portfolio review and analysis - online. We have been managing clients across 16 Indian cities and 5 countries. We believe in creating value for your money and it has no relation to where we are working from. Anyone and everyone is welcome to meet us whenever they are Delhi NCR and we make sure to visit each of our clients whenever we are travelling to their respective cities.

  • How does growthvine manage online transactions?

    Growthvine uses MF Utilities as the preferred platform for doing online transactions. It is a perfectly safe and secure way to transact in Mutual funds.

  • Do i give up control over my assets when i hire growthvine?

    Absolutely not! We help in execution, but the ultimate control of your assets remains with you. Your investments are held with the respective product manufactures like say a mutual fund house in case of mutual fund investments. All investments are easily withdrawable, with or without our help.

  • What type of products do growthvine advise?

    We deal in all kinds of financial products. For the complete list, feel free to refer to the services section.

  • Do you guarantee any returns on my investment?

    All returns shared by us are indicative based on the product characteristics and our experience with them. As a rule of thumb, returns are commensurate with risk and the higher risk/volatility you are willing to accept in your investments, higher the potential returns. There are certain products which do give fixed returns and hence that’s the only area where returns are known, though not guaranteed.

  • Is there any lock-in for my investments?

    Most of the investment products generally do not have a lock-in period. There are a couple of products like Corporate FDs and P2P lending which come with small lock-ins. In certain cases, there may not be a lock-in but a cost for early withdrawals, also known as exit load.

  • Do i have to pay tax on my investments?

    Most of the financial products earn two types of income - interest & capital gains. Interest income is generally taxable at the slab rate, while the capital gains taxation varies by product, but in general it is lower than higher slab rates. In any case, Growthvine ensures that the investments are made in the most tax efficient manner.

  • Can i set up an investment for my children?

    Yes of course! Investments can be done in a minor’s name where the control is retained by the guardian until the minor attains 18 years of age.

  • How do i redeem the money that i have invested?

    There are many ways to redeem your investments. You can ask us to raise the request on your behalf and you can approve the same or you can do it yourself on the app or by logging in to your account from the website.

  • Will i get my capital gain statement each year?

    Yes, we do provide capital gain statements at the end of each financial year. You can also access it anytime via the app or our website by logging in to your account. You may also write to us in case of any issues and we shall mail you the reports.

  • What kind of communication and reports will i receive?

    We do not spam! We only share reports requested by you. We also share our blogs or any other important events which the investor should be aware of. The latter is of course optional.

  • How do i get started?

    You may call us or write to us and we shall be happy to get you onboarded. If you were introduced to us by a friend or family member, please let us know. The greatest compliment a current client can provide is the introduction of a friend or family member, so we want to thank them.

  • Can i also become a partner with growthvine?

    Yes, of course. We are constantly looking for partners who share our values and would be happy to get on a call with you. Please write to us via the contact us form and we will get back to you.

  • What should i do if i want to register a complaint or give feedback?

    We strive to become the most client-centric wealth managers of India. If you have any complaints, feel free to write to us at info@growthvine.in and we will make sure to reply and resolve the issues within 72 hours. We love feedback and would like to improve our services to the industry-leading standards. Help us improve by writing to us at

  • Is growthvine registered with sebi?

    Yes, Growthvine is a SEBI registered investment advisor and its registration number is INA000018665