Liquidity
Safety
Flexibility
- Time horizon - 1.5 years
Liquid Vine
A short-term parking space for your money, the Liquid VINE offers high liquidity, safety, and flexibility. It ensures quick access and minimal risk—ideal when you want your money accessible without sacrificing growth entirely.
- Key Attributes: Liquidity | Safety | Flexibility
- Asset Mix: Liquid funds, ultra-short duration debt instruments, arbitrage
- Ideal For: Emergency funds, upcoming expenses, parking idle funds
- Why Invest: Preserve capital with instant liquidity and low risk
- Time Horizon: Up to 1.5 years
- Investor Profile: Conservative investors, those with upcoming short-term needs
Stability
Low Volatility
Predictability
- Time horizon - 1.5 to 3 years
Steady Vine
Designed for short-term stability, this basket focuses on capital preservation while delivering consistent, low-volatility returns. It prioritizes predictability over aggressive growth.
Key Attributes: Stability | Low Volatility | Predictability
Asset Mix: Short-duration debt funds, equity savings funds, low-risk hybrid
Ideal For: Investors seeking low-risk, short-term returns
Why Invest: To meet short-term goals without exposing capital to equity risk
Time Horizon: 1.5 to 3 years
Investor Profile: Conservative to moderately conservative investors
Balance
Controlled Risk
Gradual Growth
- Time horizon - 3 to 7 years
Balanced Vine
A blend of equity and debt, this risk-managed basket aims to deliver steady, medium-term growth with controlled downside. Suitable for investors looking for balance between safety and return.
- Key Attributes: Balance | Controlled Risk | Gradual Growth
- Asset Mix: Equity funds (large/mid), short-term debt funds, balanced advantage
- Ideal For: Mid-term goals like vehicle purchase, education corpus
- Why Invest: For stability with moderate growth over 3–7 years
- Time Horizon: 3 to 7 years
- Investor Profile: Moderately conservative to moderate investors
Equity + Gold + Global
Diversification
Steady Returns
- Time horizon - 3 to 7 years
Multi-Asset Vine
A globally diversified portfolio that blends equity, gold, debt, and international funds to smoothen returns across market cycles. Built to deliver consistent performance while managing risk.
- Key Attributes: Equity + Gold + Global | Diversification | Steady Returns
- Asset Mix: Multi-asset allocation funds, international equity, gold ETFs
- Ideal For: Diversification seekers, NRI clients, macro-aware investors
- Why Invest: Reduce volatility with asset diversification across geographies
- Time Horizon: 3 to 7 years
Investor Profile: Moderate to moderately aggressive investors
Equity-Led
High Return Potential
Quality Equity
- Time horizon - 7+ years
Growth Vine
An equity-led basket crafted for long-term wealth creation through quality fund selection. It emphasizes compounding and focuses on high-return potential over the long run.
- Key Attributes: Equity-Led | High Return Potential | Quality Equity
- Asset Mix: Large cap, flexi-cap, focused and mid-cap equity funds
- Ideal For: Long-term wealth builders, professionals in early career stages
- Why Invest: Leverage equity markets for long-term compounding
- Time Horizon: 7+ years
- Investor Profile: Moderate to aggressive investors comfortable with equity exposure
High Growth Potential
Aggressive Equity
Long-Term Focus
- Time horizon - 7+ years
MultiplierVine
An aggressive, equity-heavy basket designed to maximise long-term returns. It focuses on alpha-generating strategies through mid, small, and thematic funds.
Key Attributes: High Growth Potential | Aggressive Equity | Long-Term Focus
Asset Mix: Mid and small cap funds, thematic equity funds
Ideal For: Investors with a high risk appetite and a long-term horizon
Why Invest: To target outsized returns by adding a high-growth, high-volatility layer to your portfolio
Time Horizon: 7+ years
Investor Profile: Aggressive investors comfortable with volatility