WhiteOak Capital Banking & Financial Services Fund
The Scheme is to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of banks & companies engaged in Financial Services Sector.
Growthvine rating: 2/5 — ranked #46 of 85 in category.
Fund basics
| Category | Equity: Sectoral |
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| NAV | ₹12.22 (as of 2026-10-01) |
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| AUM | ₹665 Cr |
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| Expense ratio | 2.05% |
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| Riskometer | Very High |
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| Fund manager | Ramesh Mantri |
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| Exit load | 0 |
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Performance & risk
| Standard deviation | 0.00% |
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| Max drawdown | −16.33% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 99.2% of NIFTY Financial Services's upside and 95.7% of its downside.
Market cap allocation
| Large cap | 56.3% |
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| Mid cap | 14.6% |
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| Small cap | 29.1% |
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Concentration
| Top 5 holdings | 36.2% |
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| Top 10 holdings | 50.5% |
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| Total holdings | 49 |
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Top holdings
- ICICI Bank Ltd. — 12.9%
- HDFC Bank Ltd. — 8.0%
- Kotak Mahindra Bank Ltd. — 6.5%
- AXIS Bank Ltd. — 5.1%
- State Bank Of India — 3.8%
- Clearing Corporation of India Ltd — 3.6%
- Bajaj Finance Limited — 3.3%
- Bajaj Finserv Limited — 3.2%
- Five-Star Business Finance Ltd. — 2.7%
- PNB Housing Finance Limited — 2.6%
Top sectors
- Banking & Financial — 52.6%
- Finance & Investments — 32.5%
- Miscellaneous — 6.3%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −6.2% | Q3 | #48 of 76 |
| 2025 | 14.1% | Q1 (Top) | #17 of 69 |