WhiteOak Capital Banking & Financial Services Fund
The Scheme is to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of banks & companies engaged in Financial Services Sector.
Growthvine rating: 2/5 — ranked #51 of 84 in category.
Fund basics
| Category | Equity: Sectoral |
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| NAV | ₹13.17 (as of 2026-08-21) |
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| AUM | ₹692 Cr |
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| Expense ratio | 2.05% |
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| Riskometer | Very High |
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| Fund manager | Ramesh Mantri |
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| Exit load | 0 |
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Performance & risk
| Standard deviation | 0.00% |
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| Max drawdown | -16.33% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 99.2% of NIFTY Financial Services's upside and 99.0% of its downside.
Market cap allocation
| Large cap | 59.1% |
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| Mid cap | 10.2% |
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| Small cap | 30.8% |
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Concentration
| Top 5 holdings | 36.4% |
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| Top 10 holdings | 50.0% |
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| Total holdings | 49 |
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Top holdings
- ICICI Bank Ltd. — 12.8%
- HDFC Bank Ltd. — 10.6%
- Kotak Mahindra Bank Ltd. — 6.1%
- Clearing Corporation of India Ltd — 4.7%
- Bajaj Finance Limited — 3.6%
- Bajaj Finserv Limited — 3.3%
- AXIS Bank Ltd. — 3.1%
- Five-Star Business Finance Ltd. — 2.8%
- State Bank Of India — 2.8%
- IIFL FINANCE LIMITED — 2.5%
Top sectors
- Banking & Financial — 49.7%
- Finance & Investments — 35.2%
- Miscellaneous — 5.2%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 1.1% | Q3 | #44 of 76 |
| 2025 | 14.1% | Q1 (Top) | #17 of 69 |