UTI Value Fund
The scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across market capitalization spectrum.
Growthvine rating: 3/5 — ranked #11 of 23 in category.
Fund basics
| Category | Equity: Value |
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| NAV | ₹167.77 (as of 2026-08-21) |
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| AUM | ₹9,659 Cr |
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| Expense ratio | 1.50% |
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| Riskometer | Very High |
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| Fund manager | Amit Kumar Premchandani |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
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Performance & risk
| 5-year annualised return | 12.39% |
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| Sharpe ratio | 0.54 |
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| Standard deviation | 14.78% |
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| Max drawdown | -55.59% |
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| Alpha | 1.48 |
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| Beta | 0.95 |
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Over 5 years, captured 94.1% of Nifty 500's upside and 89.6% of its downside.
Market cap allocation
| Large cap | 64.1% |
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| Mid cap | 20.5% |
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| Small cap | 15.4% |
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Concentration
| Top 5 holdings | 26.1% |
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| Top 10 holdings | 41.3% |
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| Total holdings | 62 |
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| Index overlap | 39.1% |
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| Active share | 60.9% |
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Top holdings
- HDFC Bank Ltd. — 8.1%
- ICICI Bank Ltd. — 6.4%
- Bharti Airtel Ltd. — 4.4%
- Kotak Mahindra Bank Ltd. — 3.6%
- AXIS Bank Ltd. — 3.6%
- State Bank Of India — 3.4%
- Infosys Ltd — 3.3%
- Mahindra & Mahindra Ltd. — 3.2%
- Reliance Industries Ltd — 2.7%
- Tech Mahindra Limited — 2.6%
Top sectors
- Banking & Financial — 29.0%
- Automobile — 9.4%
- Software & Services — 8.6%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | -3.9% | Q4 (Bottom) | #19 of 23 |
| 2025 | 7.0% | Q2 | #8 of 22 |
| 2024 | 23.4% | Q1 (Top) | #6 of 21 |
| 2023 | 26.7% | Q4 (Bottom) | #18 of 19 |
| 2022 | 4.3% | Q3 | #11 of 18 |