UTI Multi Asset Allocation Fund
The scheme seeks to generate long term capital appreciation by investing across asset classes.
Growthvine rating: 2/5 — ranked #30 of 50 in category.
Fund basics
| Category | Hybrid: Multi Asset |
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| NAV | ₹75.49 (as of 2026-10-01) |
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| AUM | ₹7,063 Cr |
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| Expense ratio | 1.46% |
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| Riskometer | Very High |
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| Fund manager | Jaydeep Bhowal |
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| Exit load | 1% for redemption within 30 days |
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Performance & risk
| 5-year annualised return | 11.46% |
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| Sharpe ratio | 0.91 |
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| Standard deviation | 10.56% |
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| Max drawdown | −25.07% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 127.5% of NIFTY Multi Asset - Equity : Debt : Arbitrage : REITs/InvITs (50:20:20:10) Index's upside and 122.2% of its downside.
Market cap allocation
| Large cap | 70.9% |
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| Mid cap | 23.6% |
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| Small cap | 5.5% |
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Concentration
| Top 5 holdings | 14.1% |
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| Top 10 holdings | 23.4% |
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| Total holdings | 97 |
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Top holdings
- MF UNITS UTI MF- GOLD EXCHANGE TRADED FUND ETF — 13.4%
- Net Receivable / Payable — 5.7%
- ICICI Bank Ltd. — 3.3%
- Kotak Mahindra Bank Ltd. — 3.0%
- Nestle India Ltd. — 2.7%
- Tata Consultancy Services Ltd. — 2.6%
- HDFC Bank Ltd. — 2.5%
- ITC Ltd — 2.4%
- Bharat Electronics Ltd. — 1.8%
- Infosys Ltd — 1.8%
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | −5.1% | Q4 (Bottom) | #42 of 44 |
| 2025 | 11.1% | Q4 (Bottom) | #30 of 34 |
| 2024 | 20.7% | Q1 (Top) | #2 of 23 |
| 2023 | 29.1% | Q1 (Top) | #1 of 17 |
| 2022 | 4.4% | Q3 | #8 of 14 |