UTI Multi Asset Allocation Fund
The scheme seeks to generate long term capital appreciation by investing across asset classes.
Growthvine rating: 2/5 — ranked #28 of 48 in category.
Fund basics
| Category | Hybrid: Multi Asset |
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| NAV | ₹80.37 (as of 2026-08-21) |
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| AUM | ₹6,890 Cr |
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| Expense ratio | 1.46% |
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| Riskometer | Very High |
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| Fund manager | Jaydeep Bhowal |
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| Exit load | 1% for redemption within 30 days |
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Performance & risk
| 5-year annualised return | 13.51% |
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| Sharpe ratio | 0.86 |
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| Standard deviation | 10.59% |
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| Max drawdown | -25.07% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 125.2% of NIFTY Multi Asset - Equity : Debt : Arbitrage : REITs/InvITs (50:20:20:10) Index's upside and 111.6% of its downside.
Market cap allocation
| Large cap | 69.9% |
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| Mid cap | 24.2% |
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| Small cap | 5.8% |
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Concentration
| Top 5 holdings | 14.2% |
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| Top 10 holdings | 23.7% |
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| Total holdings | 95 |
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Top holdings
- MF UNITS UTI MF- GOLD EXCHANGE TRADED FUND ETF — 12.4%
- NET CURRENT ASSETS — 3.7%
- ICICI Bank Ltd. — 3.3%
- Nestle India Ltd. — 2.8%
- Kotak Mahindra Bank Ltd. — 2.8%
- HDFC Bank Ltd. — 2.7%
- ITC Ltd — 2.6%
- Tata Consultancy Services Ltd. — 2.6%
- Infosys Ltd — 1.8%
- Bharat Electronics Ltd. — 1.7%
Top sectors
- Banking & Financial — 17.8%
- Software & Services — 7.4%
- Miscellaneous — 5.1%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 1.0% | Q4 (Bottom) | #39 of 44 |
| 2025 | 11.1% | Q4 (Bottom) | #30 of 34 |
| 2024 | 20.7% | Q1 (Top) | #2 of 23 |
| 2023 | 29.1% | Q1 (Top) | #1 of 17 |
| 2022 | 4.4% | Q3 | #8 of 14 |