UTI Medium Term Fund
The scheme seeks to generate reasonable income by investing in debt & money market securities such that the Macaulay duration of the portfolio is between 3 to 4 years.
Growthvine rating: 1/5 — ranked #33 of 34 in category.
Fund basics
| Category | Debt: Medium Duration |
|---|---|
| NAV | ₹19.02 (as of 2026-10-26) |
| AUM | ₹34 Cr |
| Expense ratio | 1.33% |
| Riskometer | Moderately High |
| Fund manager | Anurag Mittal |
| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
Performance & risk
| 5-year annualised return | 5.20% |
|---|---|
| Sharpe ratio | 0.17 |
| Standard deviation | 1.71% |
| Max drawdown | −5.36% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 89.7% of NIFTY Medium Duration Debt Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 1.9% | Q4 (Bottom) | #31 of 34 |
| 2025 | 6.5% | Q4 (Bottom) | #30 of 33 |
| 2024 | 7.6% | Q4 (Bottom) | #27 of 32 |
| 2023 | 6.5% | Q4 (Bottom) | #18 of 22 |
| 2022 | 2.4% | Q3 | #8 of 14 |