UTI Large Cap Fund
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies.
Growthvine rating: 2/5 — ranked #22 of 42 in category.
Fund basics
| Category | Equity: Large Cap |
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| NAV | ₹250.62 (as of 2026-10-23) |
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| AUM | ₹11,436 Cr |
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| Expense ratio | 1.48% |
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| Riskometer | Very High |
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| Fund manager | Karthikraj Lakshmanan |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
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Performance & risk
| 5-year annualised return | 5.11% |
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| Sharpe ratio | 0.05 |
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| Standard deviation | 14.01% |
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| Max drawdown | −55.56% |
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| Alpha | -2.04 |
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| Beta | 0.93 |
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Over 5 years, captured 87.1% of NIFTY 100's upside and 94.7% of its downside.
Market cap allocation
| Large cap | 86.6% |
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| Mid cap | 11.0% |
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| Small cap | 2.4% |
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Concentration
| Top 5 holdings | 32.5% |
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| Top 10 holdings | 48.8% |
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| Total holdings | 65 |
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| Index overlap | 64.5% |
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| Active share | 35.5% |
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Top holdings
- HDFC Bank Ltd. — 9.2%
- ICICI Bank Ltd. — 9.0%
- Reliance Industries Ltd — 5.1%
- Kotak Mahindra Bank Ltd. — 5.1%
- Bharti Airtel Ltd. — 4.1%
- NET CURRENT ASSETS — 4.0%
- Larsen & Toubro Limited — 3.9%
- Infosys Ltd — 3.3%
- Bajaj Finance Limited — 3.2%
- AXIS Bank Ltd. — 3.1%
Top sectors
- Banking & Financial — 29.2%
- Software & Services — 8.4%
- Automobile — 7.4%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | −11.6% | Q4 (Bottom) | #31 of 39 |
| 2025 | 8.6% | Q2 | #11 of 36 |
| 2024 | 11.2% | Q4 (Bottom) | #29 of 32 |
| 2023 | 20.8% | Q4 (Bottom) | #28 of 32 |
| 2022 | −1.8% | Q4 (Bottom) | #23 of 28 |