UTI India Consumer Fund
The scheme seeks to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle.
Growthvine rating: 2/5 — ranked #113 of 179 in category.
Fund basics
| Category | Equity: Thematic |
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| NAV | ₹59.69 (as of 2026-08-21) |
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| AUM | ₹735 Cr |
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| Expense ratio | 2.03% |
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| Riskometer | Very High |
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| Fund manager | Vicky Punjabi |
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| Exit load | 1% for redemption within 30 days |
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Performance & risk
| 5-year annualised return | 10.73% |
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| Sharpe ratio | 0.39 |
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| Standard deviation | 16.62% |
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| Max drawdown | -56.92% |
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| Alpha | -2.23 |
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| Beta | 1 |
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Over 5 years, captured 89.0% of NIFTY India Consumption's upside and 102.8% of its downside.
Market cap allocation
| Large cap | 72.0% |
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| Mid cap | 17.1% |
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| Small cap | 10.9% |
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Concentration
| Top 5 holdings | 37.7% |
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| Top 10 holdings | 55.3% |
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| Total holdings | 42 |
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Top holdings
- Mahindra & Mahindra Ltd. — 9.5%
- Eternal Limited — 9.3%
- Titan Company Limited — 7.7%
- Maruti Suzuki India Ltd. — 5.7%
- Bharti Airtel Ltd. — 5.5%
- Eicher Motors Ltd. — 4.6%
- Trent Ltd [Lakme Ltd] — 4.3%
- TVS Motor Company Ltd. — 3.5%
- ITC Ltd — 2.8%
- TATA CONSUMER PRODUCTS LIMITED — 2.4%
Top sectors
- Automobile — 25.5%
- Retail — 23.5%
- Consumer Durables — 14.4%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | 0.4% | Q3 | #116 of 167 |
| 2025 | 3.8% | Q2 | #65 of 132 |
| 2024 | 20.2% | Q2 | #43 of 86 |
| 2023 | 23.0% | Q4 (Bottom) | #59 of 66 |
| 2022 | -2.3% | Q3 | #41 of 55 |