UTI India Consumer Fund
The scheme seeks to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle.
Growthvine rating: 2/5 — ranked #111 of 184 in category.
Fund basics
| Category | Equity: Thematic |
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| NAV | ₹53.38 (as of 2026-10-01) |
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| AUM | ₹733 Cr |
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| Expense ratio | 2.03% |
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| Riskometer | Very High |
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| Fund manager | Vicky Punjabi |
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| Exit load | 1% for redemption within 30 days |
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Performance & risk
| 5-year annualised return | 6.60% |
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| Sharpe ratio | 0.39 |
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| Standard deviation | 16.62% |
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| Max drawdown | −56.92% |
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| Alpha | -0.19 |
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| Beta | 1 |
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Over 5 years, captured 89.8% of NIFTY India Consumption's upside and 106.2% of its downside.
Market cap allocation
| Large cap | 70.9% |
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| Mid cap | 17.8% |
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| Small cap | 11.3% |
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Concentration
| Top 5 holdings | 36.9% |
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| Top 10 holdings | 54.4% |
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| Total holdings | 44 |
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Top holdings
- Eternal Limited — 9.3%
- Mahindra & Mahindra Ltd. — 9.2%
- Titan Company Limited — 7.6%
- Maruti Suzuki India Ltd. — 5.5%
- Bharti Airtel Ltd. — 5.3%
- Eicher Motors Ltd. — 4.6%
- Trent Ltd [Lakme Ltd] — 4.1%
- TVS Motor Company Ltd. — 3.6%
- TATA CONSUMER PRODUCTS LIMITED — 2.7%
- ITC Ltd — 2.5%
Top sectors
- Automobile — 25.1%
- Retail — 23.7%
- Consumer Durables — 14.1%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −10.2% | Q4 (Bottom) | #144 of 167 |
| 2025 | 3.8% | Q2 | #65 of 132 |
| 2024 | 20.2% | Q2 | #43 of 86 |
| 2023 | 23.0% | Q4 (Bottom) | #59 of 66 |
| 2022 | −2.3% | Q3 | #41 of 55 |