UTI India Consumer Fund
The scheme seeks to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle.
Growthvine rating: 2/5 — ranked #114 of 186 in category.
Fund basics
| Category | Equity: Thematic |
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| NAV | ₹52.49 (as of 2026-10-23) |
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| AUM | ₹678 Cr |
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| Expense ratio | 2.04% |
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| Riskometer | Very High |
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| Fund manager | Vicky Punjabi |
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| Exit load | 1% for redemption within 30 days |
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Performance & risk
| 5-year annualised return | 6.60% |
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| Sharpe ratio | 0.2 |
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| Standard deviation | 17.37% |
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| Max drawdown | −56.92% |
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| Alpha | -0.36 |
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| Beta | 1.02 |
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Over 5 years, captured 89.8% of NIFTY India Consumption's upside and 106.2% of its downside.
Market cap allocation
| Large cap | 71.8% |
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| Mid cap | 17.4% |
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| Small cap | 10.8% |
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Concentration
| Top 5 holdings | 36.9% |
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| Top 10 holdings | 55.2% |
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| Total holdings | 43 |
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Top holdings
- Eternal Limited — 9.4%
- Mahindra & Mahindra Ltd. — 9.2%
- Titan Company Limited — 7.4%
- Bharti Airtel Ltd. — 5.6%
- Maruti Suzuki India Ltd. — 5.2%
- Eicher Motors Ltd. — 4.7%
- Trent Ltd [Lakme Ltd] — 4.0%
- TVS Motor Company Ltd. — 3.7%
- Nestle India Ltd. — 3.1%
- TATA CONSUMER PRODUCTS LIMITED — 2.9%
Top sectors
- Automobile — 25.1%
- Retail — 22.8%
- Consumer Durables — 13.6%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −11.7% | Q4 (Bottom) | #140 of 167 |
| 2025 | 3.8% | Q2 | #65 of 132 |
| 2024 | 20.2% | Q2 | #43 of 86 |
| 2023 | 23.0% | Q4 (Bottom) | #59 of 66 |
| 2022 | −2.3% | Q3 | #41 of 55 |