UTI Gilt Fund
To generate credit risk-free return through investments in sovereign securities issued by the Central and/ or a state Government.
Growthvine rating: 3/5 — ranked #12 of 24 in category.
Fund basics
| Category | Debt: Gilt Fund |
|---|---|
| NAV | ₹65.95 (as of 2026-08-21) |
| AUM | ₹423 Cr |
| Expense ratio | 0.85% |
| Riskometer | Moderate |
| Fund manager | Pankaj Pathak |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 5.73% |
|---|---|
| Sharpe ratio | 0.26 |
| Standard deviation | 3.14% |
| Max drawdown | -16.05% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 82.2% of NIFTY All Duration G-Sec Index's upside and 52.1% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.9% | Q1 (Top) | #2 of 24 |
| 2025 | 5.1% | Q2 | #7 of 22 |
| 2024 | 8.9% | Q2 | #8 of 22 |
| 2023 | 6.7% | Q3 | #14 of 22 |
| 2022 | 2.9% | Q1 (Top) | #3 of 19 |