UTI Focused Fund
The scheme seeks to generate long term capital appreciation by investing in equity & equity related instruments of maximum 30 stocks across market caps.
Growthvine rating: 2/5 — ranked #20 of 28 in category.
Fund basics
| Category | Equity: Focused |
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| NAV | ₹14.50 (as of 2026-10-01) |
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| AUM | ₹2,487 Cr |
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| Expense ratio | 1.71% |
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| Riskometer | Very High |
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| Fund manager | Vishal Chopda |
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| Exit load | 1% for redemption within 365 days |
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Performance & risk
| 5-year annualised return | 7.30% |
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| Sharpe ratio | 0.37 |
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| Standard deviation | 14.76% |
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| Max drawdown | −19.77% |
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| Alpha | -1.36 |
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| Beta | 0.94 |
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Over 5 years, captured 89.1% of Nifty 500's upside and 93.9% of its downside.
Market cap allocation
| Large cap | 75.4% |
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| Mid cap | 22.6% |
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| Small cap | 2.0% |
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Concentration
| Top 5 holdings | 33.8% |
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| Top 10 holdings | 53.5% |
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| Total holdings | 29 |
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| Index overlap | 32.9% |
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| Active share | 67.1% |
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Top holdings
- ICICI Bank Ltd. — 9.5%
- HDFC Bank Ltd. — 7.6%
- Reliance Industries Ltd — 6.0%
- Eternal Limited — 5.9%
- Larsen & Toubro Limited — 4.9%
- State Bank Of India — 4.5%
- Bajaj Finance Limited — 4.0%
- COFORGE LIMITED — 4.0%
- Bharti Airtel Ltd. — 3.6%
- Mahindra & Mahindra Ltd. — 3.5%
Top sectors
- Banking & Financial — 22.8%
- Retail — 10.7%
- Finance & Investments — 7.3%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −8.3% | Q3 | #21 of 28 |
| 2025 | 6.6% | Q2 | #11 of 28 |
| 2024 | 12.8% | Q4 (Bottom) | #24 of 27 |
| 2023 | 28.8% | Q2 | #10 of 25 |
| 2022 | −0.4% | Q3 | #14 of 22 |