UTI Focused Fund
The scheme seeks to generate long term capital appreciation by investing in equity & equity related instruments of maximum 30 stocks across market caps.
Growthvine rating: 2/5 — ranked #20 of 28 in category.
Fund basics
| Category | Equity: Focused |
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| NAV | ₹15.77 (as of 2026-08-21) |
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| AUM | ₹2,475 Cr |
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| Expense ratio | 1.71% |
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| Riskometer | Very High |
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| Fund manager | Vishal Chopda |
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| Exit load | 1% for redemption within 365 days |
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Performance & risk
| 5-year annualised return | 9.51% |
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| Sharpe ratio | 0.33 |
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| Standard deviation | 14.78% |
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| Max drawdown | -19.77% |
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| Alpha | -2.21 |
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| Beta | 0.94 |
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Over 5 years, captured 87.5% of Nifty 500's upside and 92.4% of its downside.
Market cap allocation
| Large cap | 78.7% |
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| Mid cap | 19.4% |
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| Small cap | 1.9% |
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Concentration
| Top 5 holdings | 33.5% |
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| Top 10 holdings | 53.3% |
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| Total holdings | 29 |
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| Index overlap | 34.4% |
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| Active share | 65.6% |
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Top holdings
- ICICI Bank Ltd. — 9.4%
- HDFC Bank Ltd. — 8.0%
- Reliance Industries Ltd — 5.8%
- Eternal Limited — 5.5%
- Larsen & Toubro Limited — 4.8%
- Bajaj Finance Limited — 4.4%
- State Bank Of India — 4.1%
- Bharti Airtel Ltd. — 4.0%
- COFORGE LIMITED — 3.7%
- Mahindra & Mahindra Ltd. — 3.6%
Top sectors
- Banking & Financial — 22.8%
- Retail — 7.8%
- Finance & Investments — 7.5%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | -0.3% | Q3 | #20 of 28 |
| 2025 | 6.6% | Q2 | #11 of 28 |
| 2024 | 12.8% | Q4 (Bottom) | #24 of 27 |
| 2023 | 28.8% | Q2 | #10 of 25 |
| 2022 | -0.4% | Q3 | #14 of 22 |