UTI Flexi Cap Fund
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.
Growthvine rating: 2/5 — ranked #30 of 52 in category.
Fund basics
| Category | Equity: Flexi Cap |
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| NAV | ₹333.54 (as of 2026-08-21) |
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| AUM | ₹24,036 Cr |
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| Expense ratio | 1.38% |
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| Riskometer | Very High |
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| Fund manager | Ajay Tyagi |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
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Performance & risk
| 5-year annualised return | 6.50% |
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| Sharpe ratio | 0.27 |
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| Standard deviation | 14.69% |
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| Max drawdown | -52.27% |
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| Alpha | -4.12 |
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| Beta | 0.88 |
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Over 5 years, captured 78.7% of Nifty 500's upside and 101.6% of its downside.
Market cap allocation
| Large cap | 60.2% |
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| Mid cap | 27.1% |
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| Small cap | 12.8% |
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Concentration
| Top 5 holdings | 27.0% |
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| Top 10 holdings | 44.4% |
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| Total holdings | 56 |
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| Index overlap | 28.7% |
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| Active share | 71.3% |
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Top holdings
- Bajaj Finance Limited — 6.3%
- Eternal Limited — 6.1%
- ICICI Bank Ltd. — 6.0%
- HDFC Bank Ltd. — 4.7%
- Titan Company Limited — 4.1%
- COFORGE LIMITED — 3.5%
- Dixon Technologies (India) Limited — 3.5%
- Info Edge(India) Ltd. — 3.5%
- Bharti Airtel Ltd. — 3.5%
- Persistent Systems Limited — 3.3%
Top sectors
- Retail — 15.3%
- Banking & Financial — 14.6%
- Consumer Durables — 10.3%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | 3.9% | Q2 | #20 of 50 |
| 2025 | 1.1% | Q3 | #33 of 43 |
| 2024 | 14.3% | Q4 (Bottom) | #36 of 42 |
| 2023 | 19.8% | Q4 (Bottom) | #36 of 36 |
| 2022 | -13.4% | Q4 (Bottom) | #30 of 30 |