UTI Equity Savings Fund
The Scheme seeks to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.
Growthvine rating: 3/5 — ranked #7 of 25 in category.
Fund basics
| Category | Hybrid: Equity Savings |
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| NAV | ₹18.49 (as of 2026-10-01) |
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| AUM | ₹816 Cr |
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| Expense ratio | 1.52% |
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| Riskometer | Moderately High |
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| Fund manager | V Srivatsa |
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| Exit load | 1% for redemption within 30 days |
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Performance & risk
| 5-year annualised return | 7.25% |
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| Sharpe ratio | 0.44 |
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| Standard deviation | 4.90% |
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| Max drawdown | −13.86% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 123.0% of NIFTY 50 Hybrid Short Duration Debt 25:75 Index's upside and 136.6% of its downside.
Market cap allocation
| Large cap | 89.7% |
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| Mid cap | 8.2% |
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| Small cap | 2.2% |
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Concentration
| Top 5 holdings | 21.6% |
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| Top 10 holdings | 37.0% |
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| Total holdings | 69 |
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Top holdings
- Net Receivable / Payable — 36.7%
- 07.32% GSEC MAT -13/11/2030 — 8.2%
- 7.04% GSEC MAT- 03/06/2029 — 5.8%
- AXIS Bank Ltd. — 5.5%
- 6.01% GSEC MAT - 21/07/2030 — 4.8%
- HDFC Bank Ltd. — 4.6%
- Mahindra & Mahindra Ltd. — 4.2%
- Grasim Industries Ltd — 3.7%
- Kotak Mahindra Bank Ltd. — 3.6%
- State Bank Of India — 3.6%
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −2.7% | Q4 (Bottom) | #24 of 25 |
| 2025 | 8.4% | Q1 (Top) | #3 of 22 |
| 2024 | 9.2% | Q3 | #13 of 22 |
| 2023 | 15.7% | Q1 (Top) | #3 of 21 |
| 2022 | 6.3% | Q1 (Top) | #3 of 19 |