UTI Dynamic Term Fund
The scheme seeks to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments.
Growthvine rating: 3/5 — ranked #9 of 21 in category.
Fund basics
| Category | Debt: Dynamic Bond |
|---|---|
| NAV | ₹32.45 (as of 2026-10-07) |
| AUM | ₹401 Cr |
| Expense ratio | 1.45% |
| Riskometer | Moderate |
| Fund manager | Pankaj Pathak |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 6.84% |
|---|---|
| Sharpe ratio | 0.26 |
| Standard deviation | 2.26% |
| Max drawdown | −8.43% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 85.4% of NIFTY Composite Debt Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.1% | Q2 | #7 of 21 |
| 2025 | 6.0% | Q2 | #8 of 21 |
| 2024 | 8.6% | Q2 | #11 of 21 |
| 2023 | 6.2% | Q3 | #15 of 21 |
| 2022 | 10.1% | Q1 (Top) | #1 of 20 |