UTI Dividend Yield Plan
The scheme seeks to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.
Growthvine rating: 3/5 — ranked #3 of 10 in category.
Fund basics
| Category | Equity: Dividend Yield |
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| NAV | ₹165.73 (as of 2026-10-23) |
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| AUM | ₹3,582 Cr |
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| Expense ratio | 1.64% |
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| Riskometer | Very High |
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| Fund manager | Amit Kumar Premchandani |
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| Exit load | 1% for redemption within 364 days |
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Performance & risk
| 5-year annualised return | 9.08% |
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| Sharpe ratio | 0.39 |
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| Standard deviation | 15.02% |
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| Max drawdown | −50.84% |
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| Alpha | 2.03 |
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| Beta | 0.92 |
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Over 5 years, captured 89.5% of NIFTY Dividend Opportunities 50's upside and 90.8% of its downside.
Market cap allocation
| Large cap | 64.4% |
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| Mid cap | 16.1% |
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| Small cap | 19.5% |
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Concentration
| Top 5 holdings | 23.2% |
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| Top 10 holdings | 36.2% |
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| Total holdings | 61 |
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Top holdings
- HDFC Bank Ltd. — 8.1%
- ICICI Bank Ltd. — 5.7%
- State Bank Of India — 3.3%
- Tech Mahindra Limited — 3.1%
- Kotak Mahindra Bank Ltd. — 3.0%
- Bharti Airtel Ltd. — 2.9%
- Mahindra & Mahindra Ltd. — 2.8%
- AXIS Bank Ltd. — 2.5%
- Infosys Ltd — 2.4%
- POWER GRID CORPORATION OF INDIA LIMITED — 2.3%
Top sectors
- Banking & Financial — 26.4%
- Software & Services — 10.2%
- Automobile — 8.0%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −9.2% | Q3 | #7 of 9 |
| 2025 | 5.3% | Q2 | #4 of 9 |
| 2024 | 24.7% | Q1 (Top) | #2 of 9 |
| 2023 | 35.4% | Q3 | #5 of 7 |
| 2022 | −5.3% | Q4 (Bottom) | #6 of 6 |