UTI Conservative Hybrid Fund
The scheme seeks to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation.
Growthvine rating: 4/5 — ranked #5 of 24 in category.
Fund basics
| Category | Hybrid: Conservative |
|---|
| NAV | ₹69.01 (as of 2026-10-23) |
|---|
| AUM | ₹1,646 Cr |
|---|
| Expense ratio | 1.58% |
|---|
| Riskometer | High |
|---|
| Fund manager | Jaydeep Bhowal |
|---|
| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
|---|
Performance & risk
| 5-year annualised return | 6.16% |
|---|
| Sharpe ratio | 0.22 |
|---|
| Standard deviation | 4.98% |
|---|
| Max drawdown | −14.59% |
|---|
| Alpha | 0 |
|---|
| Beta | 0 |
|---|
Over 5 years, captured 117.3% of NIFTY 50 Hybrid Composite Debt 15:85 Index's upside and 126.0% of its downside.
Market cap allocation
| Large cap | 66.0% |
|---|
| Mid cap | 18.1% |
|---|
| Small cap | 15.9% |
|---|
Concentration
| Top 5 holdings | 6.5% |
|---|
| Top 10 holdings | 9.9% |
|---|
| Total holdings | 64 |
|---|
Top holdings
- NET CURRENT ASSETS — 9.2%
- 6.90% GSEC MAT - 15/04/2065 — 7.0%
- NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT — 4.6%
- 7.24% GSEC MAT- 18/08/2055 — 3.9%
- NCD REC LTD — 3.1%
- NCD LIC HOUSING FINANCE LTD. — 3.1%
- NCD JIO CREDIT LTD — 3.1%
- 07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030 — 3.0%
- 7.34% GSEC MAT- 22/04/2064 — 3.0%
- 06.94% GSEC Mat- 11/05/2036 — 2.2%
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −2.3% | Q4 (Bottom) | #17 of 20 |
| 2025 | 6.1% | Q3 | #11 of 20 |
| 2024 | 11.6% | Q1 (Top) | #4 of 20 |
| 2023 | 11.3% | Q2 | #10 of 20 |
| 2022 | 3.3% | Q3 | #12 of 19 |