UTI Banking & PSU Fund
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Growthvine rating: 3/5 — ranked #8 of 22 in category.
Fund basics
| Category | Debt: Banking and PSU |
|---|---|
| NAV | ₹23.44 (as of 2026-08-21) |
| AUM | ₹1,483 Cr |
| Expense ratio | 0.39% |
| Riskometer | Moderate |
| Fund manager | Anurag Mittal |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 7.39% |
|---|---|
| Sharpe ratio | 1.18 |
| Standard deviation | 0.98% |
| Max drawdown | -6.74% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 97.4% of NIFTY Banking & PSU Debt Index's upside and -236.8% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.6% | Q1 (Top) | #3 of 21 |
| 2025 | 7.8% | Q1 (Top) | #2 of 21 |
| 2024 | 7.6% | Q3 | #17 of 22 |
| 2023 | 6.7% | Q2 | #10 of 21 |
| 2022 | 10.3% | Q1 (Top) | #1 of 19 |