UTI Balanced Advantage Fund
The scheme seeks to provide long-term capital appreciation and income by investing in a dynamically managed portfolio of equity and debt instruments.
Growthvine rating: 2/5 — ranked #22 of 35 in category.
Fund basics
| Category | Hybrid: Balanced Advantage |
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| NAV | ₹12.06 (as of 2026-10-01) |
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| AUM | ₹3,022 Cr |
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| Expense ratio | 1.65% |
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| Riskometer | Very High |
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| Fund manager | Sachin Trivedi |
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| Exit load | 1% for redemption within 90 days |
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Performance & risk
| Sharpe ratio | 0.29 |
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| Standard deviation | 8.62% |
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| Max drawdown | −10.75% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 110.0% of NIFTY 50 Hybrid Composite Debt 50:50 Index's upside and 114.4% of its downside.
Market cap allocation
| Large cap | 83.4% |
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| Mid cap | 10.7% |
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| Small cap | 5.9% |
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Concentration
| Top 5 holdings | 24.6% |
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| Top 10 holdings | 38.0% |
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| Total holdings | 58 |
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Top holdings
- ICICI Bank Ltd. — 6.9%
- HDFC Bank Ltd. — 6.8%
- Reliance Industries Ltd — 4.4%
- MF UNITS UTI - FLOATER FUND — 3.5%
- 7.06% GS MAT - 10/04/2028 — 3.5%
- Bharti Airtel Ltd. — 3.4%
- Kotak Mahindra Bank Ltd. — 3.1%
- Infosys Ltd — 3.1%
- State Bank Of India — 2.8%
- AXIS Bank Ltd. — 2.7%
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | −7.7% | Q4 (Bottom) | #34 of 35 |
| 2025 | 8.8% | Q1 (Top) | #4 of 34 |
| 2024 | 10.9% | Q3 | #22 of 30 |