Union Focused Fund
The scheme seek to seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities across market caps.
Growthvine rating: 1/5 — ranked #25 of 28 in category.
Fund basics
| Category | Equity: Focused |
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| NAV | ₹26.33 (as of 2026-10-01) |
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| AUM | ₹448 Cr |
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| Expense ratio | 2.10% |
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| Riskometer | Very High |
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| Fund manager | Pratik Dharmshi |
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| Exit load | 1% for redemption within 15 days |
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Performance & risk
| 5-year annualised return | 7.96% |
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| Sharpe ratio | 0.49 |
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| Standard deviation | 14.15% |
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| Max drawdown | −33.99% |
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| Alpha | 0.08 |
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| Beta | 0.86 |
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Over 5 years, captured 86.1% of Nifty 500's upside and 86.3% of its downside.
Market cap allocation
| Large cap | 60.0% |
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| Mid cap | 16.4% |
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| Small cap | 23.6% |
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Concentration
| Top 5 holdings | 27.5% |
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| Top 10 holdings | 47.4% |
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| Total holdings | 29 |
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| Index overlap | 26.3% |
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| Active share | 73.7% |
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Top holdings
- ICICI Bank Ltd. — 9.0%
- Solar Industries India Limited — 5.2%
- Gabriel India Ltd. — 4.8%
- Navin Fluorine International Limited — 4.3%
- TATA CONSUMER PRODUCTS LIMITED — 4.2%
- Eternal Limited — 4.2%
- Torrent Pharmaceuticals Ltd. — 4.1%
- Multi Commodity Exchange of India Ltd — 3.9%
- HDFC Bank Ltd. — 3.8%
- HITACHI ENERGY INDIA LIMITED — 3.8%
Top sectors
- Banking & Financial — 29.2%
- Electricals — 12.7%
- Chemicals — 9.5%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | 5.0% | Q1 (Top) | #3 of 28 |
| 2025 | −2.0% | Q4 (Bottom) | #27 of 28 |
| 2024 | 16.4% | Q3 | #18 of 27 |
| 2023 | 20.8% | Q4 (Bottom) | #22 of 25 |
| 2022 | −0.2% | Q3 | #13 of 22 |