Union Dynamic Term Fund
The scheme seeks to actively manage a portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and liquidity to the investors.
Growthvine rating: 2/5 — ranked #14 of 21 in category.
Fund basics
| Category | Debt: Dynamic Bond |
|---|---|
| NAV | ₹23.40 (as of 2026-09-16) |
| AUM | ₹63 Cr |
| Expense ratio | 1.31% |
| Riskometer | Moderate |
| Fund manager | Devesh Thacker |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 4.10% |
|---|---|
| Sharpe ratio | -0.18 |
| Standard deviation | 4.25% |
| Max drawdown | -6.94% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 97.9% of NIFTY Composite Debt Index's upside and 180.0% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 0.3% | Q4 (Bottom) | #21 of 21 |
| 2025 | 4.0% | Q4 (Bottom) | #17 of 21 |
| 2024 | 8.5% | Q3 | #14 of 21 |
| 2023 | 6.5% | Q2 | #11 of 21 |
| 2022 | 0.3% | Q4 (Bottom) | #20 of 20 |