Union Consumption Fund
The scheme seeks to generate long-term capital appreciation by investing in companies those are engaged in consumption and consumption related sector or allied sectors. These companies are expected to directly or indirectly benefit from changing consumer aspirations, changing lifestyle and overall growth in consumption led demand.
Growthvine rating: 1/5 — ranked #176 of 179 in category.
Fund basics
| Category | Equity: Thematic |
|---|
| NAV | ₹9.99 (as of 2026-08-21) |
|---|
| AUM | ₹329 Cr |
|---|
| Expense ratio | 2.10% |
|---|
| Riskometer | Very High |
|---|
| Fund manager | Vinod Malviya |
|---|
| Exit load | 1% for redemption within 1 year |
|---|
Performance & risk
| Standard deviation | 0.00% |
|---|
| Max drawdown | -17.01% |
|---|
| Alpha | 0 |
|---|
| Beta | 0 |
|---|
Over 5 years, captured 87.2% of NIFTY India Consumption's upside and 95.6% of its downside.
Market cap allocation
| Large cap | 51.7% |
|---|
| Mid cap | 26.9% |
|---|
| Small cap | 21.4% |
|---|
Concentration
| Top 5 holdings | 29.1% |
|---|
| Top 10 holdings | 46.1% |
|---|
| Total holdings | 43 |
|---|
Top holdings
- Bharti Airtel Ltd. — 7.5%
- Maruti Suzuki India Ltd. — 6.1%
- Eternal Limited — 5.8%
- Mahindra & Mahindra Ltd. — 5.7%
- Trent Ltd [Lakme Ltd] — 4.0%
- Varun Beverages Limited — 3.9%
- Titan Company Limited — 3.6%
- Radico Khaitan Ltd. — 3.5%
- Ather Energy Limited — 3.0%
- Zydus Wellness Limited — 3.0%
Top sectors
- Retail — 20.6%
- Automobile — 17.1%
- Consumer Durables — 15.2%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | -0.3% | Q4 (Bottom) | #129 of 167 |