Unifi Dynamic Asset Allocation Fund
The scheme seeks to generate income and/or capital appreciation by investing in a dynamically managed portfolio of fixed income instruments, equity & equity derivatives and other permissible equity/hybrid instruments.
Growthvine rating: 2/5 — ranked #20 of 35 in category.
Fund basics
| Category | Hybrid: Balanced Advantage |
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| NAV | ₹11.14 (as of 2026-08-21) |
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| AUM | ₹1,290 Cr |
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| Expense ratio | 1.29% |
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| Riskometer | Moderate |
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| Fund manager | Saravanan V N |
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| Exit load | For units in excess of 20% of the investment, 1.5% will be charged for redemption within 12 months |
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Performance & risk
| Standard deviation | 0.00% |
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| Max drawdown | -0.14% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 41.2% of NIFTY 50 Hybrid Composite Debt 50:50 Index's upside and -24.6% of its downside.
Market cap allocation
| Large cap | 77.9% |
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| Mid cap | 12.6% |
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| Small cap | 9.5% |
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Concentration
| Top 5 holdings | 9.1% |
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| Top 10 holdings | 15.3% |
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| Total holdings | 92 |
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Top holdings
- 6% TVS Motor Co Non Conv Rede Pref Shares 01SEP26 — 8.2%
- 9.45% Vedanta Limited 05-JUN-2028 — 4.5%
- 9.75% Shrem Infra Invest Pvt Ltd 15-MAY-2028 — 4.2%
- 7.06% GOI - 10-Apr-2028 — 4.1%
- Share Application Money Pending Allotment — 3.7%
- 5.00% GMR Airports Limited 13-AUG-2028 — 3.5%
- 10.00% GMR Goa International Airport Ltd. 27-SEP-2043 — 3.0%
- TREPS — 2.4%
- 11.52% SRG Housing Finance Ltd. 01-MAR-2031 — 2.2%
- HDFC Bank Ltd. — 2.2%
Top sectors
- Banking & Financial — 10.9%
- FMCG — 2.6%
- Automobile — 2.6%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 5.0% | Q1 (Top) | #1 of 35 |