Tata India Consumer Fund
The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.
Growthvine rating: 4/5 — ranked #21 of 179 in category.
Fund basics
| Category | Equity: Thematic |
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| NAV | ₹48.64 (as of 2026-08-21) |
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| AUM | ₹2,703 Cr |
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| Expense ratio | 1.68% |
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| Riskometer | Very High |
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| Fund manager | Sonam Udasi |
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| Exit load | 0.25% for redemption within 30 days |
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Performance & risk
| 5-year annualised return | 14.40% |
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| Sharpe ratio | 0.55 |
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| Standard deviation | 16.92% |
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| Max drawdown | -34.11% |
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| Alpha | 2.83 |
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| Beta | 0.98 |
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Over 5 years, captured 95.4% of NIFTY India Consumption's upside and 88.5% of its downside.
Market cap allocation
| Large cap | 55.9% |
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| Mid cap | 18.5% |
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| Small cap | 25.7% |
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Concentration
| Top 5 holdings | 31.7% |
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| Top 10 holdings | 49.9% |
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| Total holdings | 35 |
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Top holdings
- Eternal Limited — 8.9%
- Titan Company Limited — 6.9%
- CASH / NET CURRENT ASSET — 6.2%
- Nestle India Ltd. — 6.1%
- Radico Khaitan Ltd. — 5.3%
- CarTrade Tech Limited — 4.4%
- Varun Beverages Limited — 4.1%
- TATA CONSUMER PRODUCTS LIMITED — 4.1%
- United Spirits Limited — 3.8%
- Ather Energy Limited — 3.2%
Top sectors
- Food Beverage & Tobacco — 22.3%
- Consumer Durables — 19.0%
- Retail — 17.5%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 7.2% | Q2 | #49 of 167 |
| 2025 | -2.1% | Q4 (Bottom) | #107 of 132 |
| 2024 | 26.7% | Q1 (Top) | #15 of 86 |
| 2023 | 35.8% | Q1 (Top) | #16 of 66 |
| 2022 | 1.0% | Q3 | #32 of 55 |