Tata Housing Opportunities Fund
The scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing theme.
Growthvine rating: 2/5 — ranked #95 of 186 in category.
Fund basics
| Category | Equity: Thematic |
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| NAV | ₹15.28 (as of 2026-11-11) |
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| AUM | ₹451 Cr |
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| Expense ratio | 2.09% |
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| Riskometer | Very High |
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| Fund manager | Aditya Bagul |
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| Exit load | 1% for redemption within 30 days |
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Performance & risk
| Sharpe ratio | 0.06 |
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| Standard deviation | 19.00% |
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| Max drawdown | −25.89% |
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| Alpha | -3.85 |
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| Beta | 1.14 |
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Over 5 years, captured 93.0% of Nifty 500's upside and 97.5% of its downside.
Market cap allocation
| Large cap | 59.3% |
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| Mid cap | 16.8% |
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| Small cap | 23.9% |
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Concentration
| Top 5 holdings | 35.9% |
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| Top 10 holdings | 57.7% |
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| Total holdings | 30 |
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Top holdings
- HDFC Bank Ltd. — 9.4%
- UltraTech Cement Ltd — 8.4%
- ICICI Bank Ltd. — 7.0%
- Larsen & Toubro Limited — 5.6%
- NTPC Limited — 5.4%
- Prestige Estates Projects Limited — 5.1%
- JSW Steel Limited — 4.9%
- Venus Pipes & Tubes Limited — 4.7%
- PETRONET LNG LTD. — 3.8%
- CASH / NET CURRENT ASSET — 3.7%
Top sectors
- Banking & Financial — 22.8%
- Construction — 18.4%
- Consumer Durables — 15.1%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | 2.0% | Q3 | #88 of 167 |
| 2025 | −3.6% | Q4 (Bottom) | #112 of 132 |
| 2024 | 12.1% | Q4 (Bottom) | #79 of 87 |
| 2023 | 39.2% | Q1 (Top) | #12 of 67 |