Tata Housing Opportunities Fund
The scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing theme.
Growthvine rating: 3/5 — ranked #91 of 184 in category.
Fund basics
| Category | Equity: Thematic |
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| NAV | ₹14.10 (as of 2026-10-01) |
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| AUM | ₹478 Cr |
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| Expense ratio | 2.09% |
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| Riskometer | Very High |
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| Fund manager | Aditya Bagul |
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| Exit load | 1% for redemption within 30 days |
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Performance & risk
| Sharpe ratio | 0.14 |
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| Standard deviation | 18.77% |
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| Max drawdown | −25.89% |
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| Alpha | -3.88 |
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| Beta | 1.16 |
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Over 5 years, captured 93.0% of Nifty 500's upside and 95.6% of its downside.
Market cap allocation
| Large cap | 59.4% |
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| Mid cap | 17.6% |
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| Small cap | 23.0% |
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Concentration
| Top 5 holdings | 35.4% |
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| Top 10 holdings | 56.1% |
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| Total holdings | 30 |
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Top holdings
- HDFC Bank Ltd. — 8.9%
- UltraTech Cement Ltd — 8.3%
- ICICI Bank Ltd. — 7.3%
- Larsen & Toubro Limited — 5.7%
- Prestige Estates Projects Limited — 5.3%
- NTPC Limited — 5.2%
- CASH / NET CURRENT ASSET — 5.0%
- JSW Steel Limited — 4.8%
- PETRONET LNG LTD. — 3.8%
- PG Electroplast Limited — 3.5%
Top sectors
- Banking & Financial — 22.5%
- Construction — 18.3%
- Consumer Durables — 15.8%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −5.9% | Q3 | #101 of 167 |
| 2025 | −3.6% | Q4 (Bottom) | #113 of 132 |
| 2024 | 12.1% | Q4 (Bottom) | #78 of 86 |
| 2023 | 39.2% | Q1 (Top) | #12 of 66 |