Tata Banking and Financial Services Fund
The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.
Growthvine rating: 2/5 — ranked #50 of 85 in category.
Fund basics
| Category | Equity: Sectoral |
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| NAV | ₹41.49 (as of 2026-10-01) |
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| AUM | ₹3,301 Cr |
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| Expense ratio | 1.65% |
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| Riskometer | Very High |
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| Fund manager | Kapil Malhotra |
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| Exit load | 0.25% for redemption within 30 days |
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Performance & risk
| 5-year annualised return | 9.61% |
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| Sharpe ratio | 0.45 |
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| Standard deviation | 15.75% |
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| Max drawdown | −41.74% |
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| Alpha | 1.08 |
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| Beta | 0.97 |
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Over 5 years, captured 106.0% of NIFTY Financial Services's upside and 92.3% of its downside.
Market cap allocation
| Large cap | 59.0% |
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| Mid cap | 18.3% |
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| Small cap | 22.7% |
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Concentration
| Top 5 holdings | 42.0% |
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| Top 10 holdings | 60.9% |
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| Total holdings | 36 |
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Top holdings
- ICICI Bank Ltd. — 10.6%
- HDFC Bank Ltd. — 9.1%
- State Bank Of India — 8.8%
- AXIS Bank Ltd. — 8.2%
- Kotak Mahindra Bank Ltd. — 5.2%
- Shriram Finance Limited — 4.9%
- PB Fintech Limited — 4.6%
- SBI Life Insurance Company Limited — 3.5%
- HDFC Asset Management Company Limited — 3.0%
- Bajaj Finance Limited — 2.9%
Top sectors
- Banking & Financial — 60.7%
- Finance & Investments — 21.3%
- Miscellaneous — 10.5%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −8.3% | Q4 (Bottom) | #60 of 76 |
| 2025 | 17.5% | Q1 (Top) | #6 of 69 |
| 2024 | 9.0% | Q4 (Bottom) | #53 of 58 |
| 2023 | 22.0% | Q4 (Bottom) | #38 of 48 |
| 2022 | 16.9% | Q1 (Top) | #6 of 46 |