Sundaram Banking & PSU Fund
The scheme seeks to generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
Growthvine rating: 2/5 — ranked #14 of 22 in category.
Fund basics
| Category | Debt: Banking and PSU |
|---|---|
| NAV | ₹45.66 (as of 2026-08-21) |
| AUM | ₹261 Cr |
| Expense ratio | 0.36% |
| Riskometer | Moderate |
| Fund manager | Kumaresh Ramakrishnan |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 5.89% |
|---|---|
| Sharpe ratio | 0.79 |
| Standard deviation | 1.37% |
| Max drawdown | -1.79% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 95.6% of NIFTY Banking & PSU Debt Index's upside and 67.3% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.1% | Q2 | #10 of 21 |
| 2025 | 7.6% | Q1 (Top) | #5 of 21 |
| 2024 | 8.0% | Q1 (Top) | #5 of 22 |
| 2023 | 6.8% | Q1 (Top) | #3 of 21 |
| 2022 | 3.0% | Q3 | #13 of 19 |