Sundaram Banking and PSU Debt Fund
The scheme seeks to generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
Growthvine rating: 2/5 — ranked #14 of 22 in category.
Fund basics
| Category | Debt: Banking and PSU |
|---|---|
| NAV | ₹45.68 (as of 2026-08-27) |
| AUM | ₹261 Cr |
| Expense ratio | 0.36% |
| Riskometer | Moderate |
| Fund manager | Kumaresh Ramakrishnan |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 5.89% |
|---|---|
| Sharpe ratio | 0.79 |
| Standard deviation | 1.37% |
| Max drawdown | -1.79% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 95.6% of NIFTY Banking & PSU Debt Index's upside and 67.3% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.1% | Q2 | #9 of 21 |
| 2025 | 7.6% | Q1 (Top) | #5 of 21 |
| 2024 | 8.0% | Q1 (Top) | #5 of 22 |
| 2023 | 6.8% | Q1 (Top) | #3 of 21 |
| 2022 | 3.0% | Q3 | #13 of 19 |