SBI Short Term Fund
The scheme seeks to provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
Growthvine rating: 4/5 — ranked #7 of 48 in category.
Fund basics
| Category | Debt: Short Duration |
|---|---|
| NAV | ₹34.00 (as of 2026-10-23) |
| AUM | ₹13,243 Cr |
| Expense ratio | 0.74% |
| Riskometer | Moderate |
| Fund manager | Mansi Sajeja |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 5.86% |
|---|---|
| Sharpe ratio | 0.68 |
| Standard deviation | 1.36% |
| Max drawdown | −2.37% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 96.5% of NIFTY Short Duration Debt Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 2.8% | Q4 (Bottom) | #33 of 41 |
| 2025 | 7.8% | Q2 | #12 of 37 |
| 2024 | 7.7% | Q2 | #15 of 34 |
| 2023 | 6.7% | Q3 | #17 of 30 |
| 2022 | 3.5% | Q2 | #7 of 21 |