SBI Retirement Benefit Fund Conservative Hybrid
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Growthvine rating: 3/5 — ranked #4 of 11 in category.
Fund basics
| Category | Solution: Retirement Debt |
|---|---|
| NAV | ₹15.82 (as of 2026-09-11) |
| AUM | ₹257 Cr |
| Expense ratio | 1.45% |
| Riskometer | High |
| Fund manager | Rohit Shimpi |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 7.65% |
|---|---|
| Sharpe ratio | 0.19 |
| Standard deviation | 6.91% |
| Max drawdown | -6.98% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 48.2% of Nifty 500's upside and 33.3% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 0.6% | Q3 | #7 of 11 |
| 2025 | 5.0% | Q3 | #7 of 11 |
| 2024 | 9.3% | Q3 | #7 of 11 |
| 2023 | 15.2% | Q1 (Top) | #2 of 11 |
| 2022 | 5.0% | Q1 (Top) | #2 of 11 |