SBI Low Duration Fund
The scheme seeks to provide investors an opportunity to generate regular income with reasonable degree of liquidity through investments in debt and money market instruments in such a manner that the Macaulay duration of the portfolio is between 6 months and 12 months.
Growthvine rating: 3/5 — ranked #17 of 33 in category.
Fund basics
| Category | Debt: Low Duration |
|---|---|
| NAV | ₹3719.52 (as of 2026-08-21) |
| AUM | ₹13,394 Cr |
| Expense ratio | 0.79% |
| Riskometer | Moderate |
| Fund manager | Sudhir Agrawal |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 5.92% |
|---|---|
| Sharpe ratio | 1.23 |
| Standard deviation | 0.64% |
| Max drawdown | -1.31% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 91.2% of NIFTY Low Duration Debt Index's upside and 76.4% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.4% | Q4 (Bottom) | #24 of 27 |
| 2025 | 7.0% | Q3 | #16 of 22 |
| 2024 | 7.3% | Q3 | #15 of 20 |
| 2023 | 6.7% | Q3 | #12 of 20 |
| 2022 | 4.0% | Q3 | #12 of 17 |