SBI Liquid Fund
The scheme seeks to provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.
Growthvine rating: 4/5 — ranked #9 of 41 in category.
Fund basics
| Category | Debt: Liquid |
|---|---|
| NAV | ₹4374.09 (as of 2026-08-21) |
| AUM | ₹71,448 Cr |
| Expense ratio | 0.25% |
| Riskometer | Moderate |
| Fund manager | Rajeev Radhakrishnan |
| Exit load | Exit load of 0.0070% if redeemed within 1 day. 0.0065% if redeemed within 2 days. 0.0060% if redeemed within 3 days. 0.0055% if redeemed within 4 days. 0.0050% if redeemed within 5 days. 0.0045% if redeemed within 6 days. |
Performance & risk
| 5-year annualised return | 6.13% |
|---|---|
| Sharpe ratio | 4.24 |
| Standard deviation | 0.21% |
| Max drawdown | -0.17% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 96.9% of NIFTY Liquid Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 4.2% | Q2 | #13 of 41 |
| 2025 | 6.4% | Q3 | #21 of 37 |
| 2024 | 7.3% | Q3 | #26 of 36 |
| 2023 | 7.0% | Q3 | #24 of 35 |
| 2022 | 4.7% | Q3 | #19 of 34 |