SBI Gilt Fund
The scheme aims to generate returns through investments in government securities. It will normally maintain an average maturity of more than three years.
Growthvine rating: 4/5 — ranked #3 of 24 in category.
Fund basics
| Category | Debt: Gilt Fund |
|---|---|
| NAV | ₹68.45 (as of 2026-08-21) |
| AUM | ₹8,455 Cr |
| Expense ratio | 0.82% |
| Riskometer | Moderate |
| Fund manager | Sudhir Agrawal |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 5.96% |
|---|---|
| Sharpe ratio | 0.15 |
| Standard deviation | 3.22% |
| Max drawdown | -16.31% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 85.0% of NIFTY All Duration G-Sec Index's upside and 50.0% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.1% | Q2 | #9 of 24 |
| 2025 | 4.5% | Q2 | #9 of 22 |
| 2024 | 8.9% | Q2 | #7 of 22 |
| 2023 | 7.6% | Q1 (Top) | #2 of 22 |
| 2022 | 4.2% | Q1 (Top) | #1 of 19 |