SBI Dynamic Term Fund
The scheme seeks to provide investors attractive returns through investment in an actively managed portfolio of high quality debt securities of varying maturities.
Growthvine rating: 2/5 — ranked #11 of 21 in category.
Fund basics
| Category | Debt: Dynamic Bond |
|---|---|
| NAV | ₹37.58 (as of 2026-10-01) |
| AUM | ₹3,553 Cr |
| Expense ratio | 1.15% |
| Riskometer | Moderate |
| Fund manager | Sudhir Agrawal |
| Exit load | For units in excess of 10% of the investment, 0.25% will be charged for redemption within 30 days |
Performance & risk
| 5-year annualised return | 5.91% |
|---|---|
| Sharpe ratio | 0.29 |
| Standard deviation | 2.47% |
| Max drawdown | −9.02% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 94.4% of NIFTY Composite Debt Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.9% | Q1 (Top) | #3 of 21 |
| 2025 | 5.5% | Q3 | #12 of 21 |
| 2024 | 8.6% | Q2 | #10 of 21 |
| 2023 | 7.1% | Q1 (Top) | #4 of 21 |
| 2022 | 4.2% | Q1 (Top) | #5 of 20 |