SBI Banking and PSU Fund
The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Growthvine rating: 2/5 — ranked #15 of 22 in category.
Fund basics
| Category | Debt: Banking and PSU |
|---|---|
| NAV | ₹3300.18 (as of 2026-08-21) |
| AUM | ₹3,976 Cr |
| Expense ratio | 0.67% |
| Riskometer | Moderate |
| Fund manager | Ardhendu Bhattacharya |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 5.74% |
|---|---|
| Sharpe ratio | 0.63 |
| Standard deviation | 1.49% |
| Max drawdown | -3.22% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 92.2% of NIFTY Banking & PSU Debt Index's upside and 63.7% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.1% | Q2 | #8 of 21 |
| 2025 | 7.4% | Q2 | #10 of 21 |
| 2024 | 7.7% | Q3 | #15 of 22 |
| 2023 | 6.6% | Q2 | #11 of 21 |
| 2022 | 2.9% | Q3 | #14 of 19 |