PGIM India Retirement Fund
The scheme seeks to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities.
Growthvine rating: 1/5 — ranked #10 of 10 in category.
Fund basics
| Category | Solution: Retirement Equity |
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| NAV | ₹11.49 (as of 2026-10-22) |
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| AUM | ₹104 Cr |
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| Expense ratio | 2.10% |
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| Riskometer | Very High |
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| Fund manager | Anandha Padmanabhan Anjeneyan |
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| Exit load | 0 |
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Performance & risk
| Standard deviation | 0.00% |
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| Max drawdown | −17.14% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 104.2% of Nifty 500's upside and 90.9% of its downside.
Market cap allocation
| Large cap | 38.3% |
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| Mid cap | 31.2% |
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| Small cap | 30.5% |
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Concentration
| Top 5 holdings | 19.2% |
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| Top 10 holdings | 28.9% |
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| Total holdings | 86 |
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Top holdings
- ICICI Bank Ltd. — 5.9%
- HDFC Bank Ltd. — 5.5%
- Clearing Corporation of India Ltd. — 3.4%
- Reliance Industries Ltd — 3.2%
- Infosys Ltd — 2.4%
- Solar Industries India Limited — 2.2%
- Tata Consultancy Services Ltd. — 2.1%
- Multi Commodity Exchange of India Ltd — 2.0%
- Sai Life Sciences Limited — 1.9%
- DOMS Industries Limited — 1.9%
Top sectors
- Banking & Financial — 16.8%
- Automobile — 8.8%
- Pharma & Biotech — 8.8%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −3.2% | Q1 (Top) | #3 of 10 |
| 2025 | 1.5% | Q3 | #8 of 10 |