PGIM India Retirement Fund
The scheme seeks to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities.
Growthvine rating: 1/5 — ranked #10 of 10 in category.
Fund basics
| Category | Solution: Retirement Equity |
|---|
| NAV | ₹12.58 (as of 2026-08-21) |
|---|
| AUM | ₹103 Cr |
|---|
| Expense ratio | 2.10% |
|---|
| Riskometer | Very High |
|---|
| Fund manager | Anandha Padmanabhan Anjeneyan |
|---|
| Exit load | 0 |
|---|
Performance & risk
| Standard deviation | 0.00% |
|---|
| Max drawdown | -17.14% |
|---|
| Alpha | 0 |
|---|
| Beta | 0 |
|---|
Over 5 years, captured 101.1% of Nifty 500's upside and 90.8% of its downside.
Market cap allocation
| Large cap | 41.2% |
|---|
| Mid cap | 31.2% |
|---|
| Small cap | 27.6% |
|---|
Concentration
| Top 5 holdings | 20.7% |
|---|
| Top 10 holdings | 31.1% |
|---|
| Total holdings | 85 |
|---|
Top holdings
- ICICI Bank Ltd. — 6.3%
- HDFC Bank Ltd. — 5.7%
- Reliance Industries Ltd — 3.4%
- Torrent Pharmaceuticals Ltd. — 2.8%
- Infosys Ltd — 2.7%
- Clearing Corporation of India Ltd. — 2.4%
- Tata Consultancy Services Ltd. — 2.4%
- Bajaj Finance Limited — 2.1%
- Solar Industries India Limited — 2.0%
- DOMS Industries Limited — 2.0%
Top sectors
- Banking & Financial — 17.3%
- Pharma & Biotech — 9.5%
- Automobile — 7.0%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | 6.0% | Q1 (Top) | #3 of 10 |
| 2025 | 1.5% | Q3 | #8 of 10 |