PGIM India Equity Savings Fund
The scheme seeks to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.
Growthvine rating: 2/5 — ranked #20 of 25 in category.
Fund basics
| Category | Hybrid: Equity Savings |
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| NAV | ₹51.43 (as of 2026-08-21) |
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| AUM | ₹60 Cr |
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| Expense ratio | 1.12% |
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| Riskometer | Low to Moderate |
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| Fund manager | Anandha Padmanabhan Anjeneyan |
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| Exit load | 0 |
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Performance & risk
| 5-year annualised return | 5.91% |
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| Sharpe ratio | 0.13 |
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| Standard deviation | 3.18% |
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| Max drawdown | -16.44% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 74.9% of NIFTY 50 Hybrid Short Duration Debt 25:75 Index's upside and 52.0% of its downside.
Market cap allocation
| Large cap | 84.5% |
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| Mid cap | 8.6% |
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| Small cap | 7.0% |
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Concentration
| Top 5 holdings | 33.9% |
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| Top 10 holdings | 55.0% |
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| Total holdings | 68 |
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Top holdings
- Net Receivable / Payable — 48.7%
- 7.1% Government of India — 8.5%
- HDFC Bank Ltd. — 7.7%
- TATA STEEL LIMITED — 7.6%
- Reliance Industries Ltd — 6.6%
- Bajaj Finance Limited — 6.2%
- Titan Company Limited — 5.8%
- Adani Ports and Special Economic Zone Ltd — 5.7%
- Brookfield India Real Estate Trust — 5.1%
- IndiGrid Infrastructure Trust — 5.0%
Top sectors
- Banking & Financial — 16.0%
- Ferrous Metals — 7.8%
- Petroleum Products — 6.6%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 2.2% | Q2 | #13 of 25 |
| 2025 | 6.1% | Q3 | #16 of 22 |
| 2024 | 7.3% | Q4 (Bottom) | #22 of 22 |
| 2023 | 8.1% | Q4 (Bottom) | #21 of 21 |
| 2022 | 3.2% | Q2 | #10 of 19 |