Nippon India Retirement Fund Income Generation Scheme
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Growthvine rating: 2/5 — ranked #7 of 11 in category.
Fund basics
| Category | Solution: Retirement Debt |
|---|---|
| NAV | ₹20.51 (as of 2026-08-21) |
| AUM | ₹144 Cr |
| Expense ratio | 1.79% |
| Riskometer | Moderately High |
| Fund manager | Pranay Sinha |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 6.14% |
|---|---|
| Sharpe ratio | 0.1 |
| Standard deviation | 5.21% |
| Max drawdown | -8.09% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 35.6% of Nifty 500's upside and 24.9% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 1.2% | Q3 | #8 of 11 |
| 2025 | 3.3% | Q4 (Bottom) | #11 of 11 |
| 2024 | 11.2% | Q2 | #4 of 11 |
| 2023 | 10.2% | Q3 | #8 of 11 |
| 2022 | 1.9% | Q2 | #6 of 11 |