Nippon India Consumption Fund
The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies that are likely to benefit directly or indirectly from the domestic consumption led demand.
Growthvine rating: 2/5 — ranked #112 of 179 in category.
Fund basics
| Category | Equity: Thematic |
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| NAV | ₹197.51 (as of 2026-08-21) |
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| AUM | ₹2,422 Cr |
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| Expense ratio | 1.71% |
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| Riskometer | Very High |
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| Fund manager | Kinjal Desai |
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| Exit load | 1% for redemption within 30 days |
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Performance & risk
| 5-year annualised return | 13.78% |
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| Sharpe ratio | 0.35 |
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| Standard deviation | 16.38% |
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| Max drawdown | -71.18% |
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| Alpha | -0.77 |
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| Beta | 0.97 |
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Over 5 years, captured 93.0% of NIFTY India Consumption's upside and 90.4% of its downside.
Market cap allocation
| Large cap | 66.5% |
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| Mid cap | 18.1% |
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| Small cap | 15.3% |
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Concentration
| Top 5 holdings | 31.0% |
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| Top 10 holdings | 48.4% |
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| Total holdings | 44 |
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Top holdings
- Mahindra & Mahindra Ltd. — 9.6%
- Eternal Limited — 6.8%
- Hindustan Unilever Ltd. — 6.6%
- Bajaj Auto Limited — 4.1%
- BlueStone Jewellery and Lifestyle Limited — 3.9%
- Trent Ltd [Lakme Ltd] — 3.7%
- Asian Paints Ltd. — 3.5%
- TVS Motor Company Ltd. — 3.4%
- Britannia Industries Ltd. — 3.3%
- Titan Company Limited — 3.3%
Top sectors
- Automobile — 20.2%
- Retail — 17.1%
- Food Beverage & Tobacco — 14.9%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | -0.8% | Q4 (Bottom) | #132 of 167 |
| 2025 | 3.0% | Q3 | #77 of 132 |
| 2024 | 18.7% | Q3 | #52 of 86 |
| 2023 | 26.9% | Q3 | #43 of 66 |
| 2022 | 14.2% | Q1 (Top) | #10 of 55 |