Motilal Oswal Balance Advantage Fund
The scheme seeks to generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives & International Stocks, debt, money market instruments.
Growthvine rating: 1/5 — ranked #34 of 35 in category.
Fund basics
| Category | Hybrid: Balanced Advantage |
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| NAV | ₹19.63 (as of 2026-08-21) |
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| AUM | ₹733 Cr |
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| Expense ratio | 2.03% |
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| Riskometer | Very High |
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| Fund manager | Ankit Agarwal |
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| Exit load | 1% for redemption within 365 days |
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Performance & risk
| 5-year annualised return | 4.70% |
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| Sharpe ratio | -0.12 |
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| Standard deviation | 14.86% |
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| Max drawdown | -28.08% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 97.4% of NIFTY 50 Hybrid Composite Debt 50:50 Index's upside and 128.6% of its downside.
Market cap allocation
| Large cap | 56.6% |
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| Mid cap | 21.6% |
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| Small cap | 21.7% |
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Concentration
| Top 5 holdings | 21.5% |
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| Top 10 holdings | 38.1% |
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| Total holdings | 24 |
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Top holdings
- Triparty Repo — 7.4%
- Net Receivables / (Payables) — 6.0%
- COFORGE LIMITED — 5.3%
- Torrent Pharmaceuticals Ltd. — 4.3%
- Apollo Hospitals Enterprises Ltd. — 4.1%
- IndusInd Bank Ltd. — 4.0%
- Bharti Airtel Ltd. — 3.8%
- Shriram Finance Limited — 3.4%
- 7.3763% Bajaj Finance Limited 2028 — 3.4%
- 7.4091% HDB Financial Services Limited 2028 — 3.4%
Top sectors
- Banking & Financial — 12.7%
- Electricals — 7.2%
- Retail — 5.9%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 2.0% | Q2 | #11 of 35 |
| 2025 | -7.2% | Q4 (Bottom) | #34 of 34 |
| 2024 | 9.4% | Q4 (Bottom) | #28 of 30 |
| 2023 | 24.1% | Q1 (Top) | #2 of 26 |
| 2022 | -1.1% | Q4 (Bottom) | #19 of 21 |