LIC MF Gilt Fund
The scheme seeks to generate reasonable returns with investments in government securities, securities guaranteed by GoI and call money markets.
Growthvine rating: 2/5 — ranked #7 of 8 in category.
Fund basics
| Category | Debt: Gilt Fund 10 yr duration |
|---|---|
| NAV | ₹60.53 (as of 2026-08-21) |
| AUM | ₹45 Cr |
| Expense ratio | 0.97% |
| Riskometer | Moderate |
| Fund manager | Pratik Harish Shroff |
| Exit load | 0.25% for redemption within 30 days |
Performance & risk
| 5-year annualised return | 4.32% |
|---|---|
| Sharpe ratio | -0.16 |
| Standard deviation | 4.59% |
| Max drawdown | -16.22% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 85.4% of NIFTY 10 yr Benchmark G-Sec's upside and 100.4% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 2.2% | Q4 (Bottom) | #7 of 8 |
| 2025 | 2.8% | Q4 (Bottom) | #7 of 8 |
| 2024 | 8.5% | Q4 (Bottom) | #8 of 8 |
| 2023 | 6.2% | Q4 (Bottom) | #8 of 8 |
| 2022 | 1.8% | Q1 (Top) | #2 of 7 |