LIC MF Conservative Hybrid Fund
The scheme has the primary objective to give steady income by investing at least 65 per cent of its portfolio in fixed income securities. Exposure to equity and money market instrument can range go up to 35 per cent each.
Growthvine rating: 1/5 — ranked #23 of 24 in category.
Fund basics
| Category | Hybrid: Conservative |
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| NAV | ₹84.97 (as of 2026-08-21) |
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| AUM | ₹47 Cr |
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| Expense ratio | 1.82% |
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| Riskometer | Moderately High |
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| Fund manager | Siddharth Panjwani |
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| Exit load | For units in excess of 12% of the investment, 1% will be charged for redemption within 90 days |
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Performance & risk
| 5-year annualised return | 5.36% |
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| Sharpe ratio | 0.06 |
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| Standard deviation | 3.95% |
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| Max drawdown | -11.93% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 93.2% of NIFTY 50 Hybrid Composite Debt 15:85 Index's upside and 135.5% of its downside.
Market cap allocation
| Large cap | 65.1% |
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| Mid cap | 29.9% |
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| Small cap | 5.0% |
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Concentration
| Top 5 holdings | 5.9% |
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| Top 10 holdings | 10.5% |
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| Total holdings | 23 |
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Top holdings
- 7.32% Government of India — 11.2%
- 7.17% Government of India — 11.1%
- 7.65% State Government of Tamil Nadu — 11.1%
- 6.79% Government of India — 10.9%
- 8.13% Nuclear Power Corporation — 8.9%
- HDFC Bank Ltd. # — 8.5%
- Treps — 6.1%
- Indian Railway Finance Corporation Ltd. (ZCB) — 5.7%
- 7.38% Government of India — 4.3%
- 7.19% State Government of Tamil Nadu — 3.3%
Top sectors
- Pharma & Biotech — 4.0%
- Automobile — 2.8%
- Banking & Financial — 2.7%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 1.5% | Q3 | #13 of 20 |
| 2025 | 5.3% | Q3 | #15 of 20 |
| 2024 | 8.2% | Q3 | #15 of 20 |
| 2023 | 7.3% | Q4 (Bottom) | #20 of 20 |
| 2022 | 0.9% | Q4 (Bottom) | #16 of 19 |