Kotak Medium Term Fund
The scheme seeks to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.
Growthvine rating: 3/5 — ranked #18 of 45 in category.
Fund basics
| Category | Debt: Medium Duration |
|---|---|
| NAV | ₹24.49 (as of 2026-08-21) |
| AUM | ₹1,915 Cr |
| Expense ratio | 1.38% |
| Riskometer | Moderately High |
| Fund manager | Deepak Agrawal |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 6.55% |
|---|---|
| Sharpe ratio | 1.12 |
| Standard deviation | 1.77% |
| Max drawdown | -5.29% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 101.1% of NIFTY Medium Duration Debt Index's upside and 25.4% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.7% | Q2 | #14 of 44 |
| 2025 | 8.9% | Q1 (Top) | #4 of 42 |
| 2024 | 9.0% | Q1 (Top) | #6 of 42 |
| 2023 | 6.1% | Q4 (Bottom) | #29 of 30 |
| 2022 | 3.2% | Q2 | #5 of 16 |