Kotak Liquid Fund
The scheme seeks to provide a high level of liquidity along with reasonable returns through investments in money and other short-term debt instruments.
Growthvine rating: 4/5 — ranked #6 of 42 in category.
Fund basics
| Category | Debt: Liquid |
|---|---|
| NAV | ₹5695.27 (as of 2026-10-02) |
| AUM | ₹51,309 Cr |
| Expense ratio | 0.28% |
| Riskometer | Low to Moderate |
| Fund manager | Deepak Agrawal |
| Exit load | Exit load of 0.0070% if redeemed within 1 day. 0.0065% if redeemed within 2 days. 0.0060% if redeemed within 3 days. 0.0055% if redeemed within 4 days. 0.0050% if redeemed within 5 days. 0.0045% if redeemed within 6 days. |
Performance & risk
| 5-year annualised return | 6.24% |
|---|---|
| Sharpe ratio | 4.51 |
| Standard deviation | 0.21% |
| Max drawdown | −0.26% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 97.1% of NIFTY Liquid Index's upside and — of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 4.9% | Q3 | #25 of 41 |
| 2025 | 6.5% | Q2 | #17 of 37 |
| 2024 | 7.3% | Q3 | #22 of 36 |
| 2023 | 7.0% | Q3 | #23 of 35 |
| 2022 | 4.7% | Q3 | #25 of 34 |