Kotak Gilt Investement
The scheme seeks to generate risk-free returns through investments in sovereign securities. The savings plan (D) will provide regular dividend payouts. A portion of the fund will be invested in inter bank money market in order to meet the liquidity requirement.
Growthvine rating: 2/5 — ranked #13 of 24 in category.
Fund basics
| Category | Debt: Gilt Fund |
|---|---|
| NAV | ₹97.53 (as of 2026-08-21) |
| AUM | ₹2,207 Cr |
| Expense ratio | 1.25% |
| Riskometer | Moderate |
| Fund manager | Abhishek Bisen |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 4.81% |
|---|---|
| Sharpe ratio | -0.14 |
| Standard deviation | 4.34% |
| Max drawdown | -14.97% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 83.6% of NIFTY All Duration G-Sec Index's upside and 96.9% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 2.2% | Q3 | #17 of 24 |
| 2025 | 2.3% | Q4 (Bottom) | #22 of 22 |
| 2024 | 8.3% | Q3 | #15 of 22 |
| 2023 | 7.3% | Q1 (Top) | #6 of 22 |
| 2022 | 2.4% | Q2 | #8 of 19 |