Kotak Focused Fund
The scheme seeks to generate long term capital appreciation/income by investing in equity & equity related instruments across market capitalization of up to 30 companies.
Growthvine rating: 3/5 — ranked #10 of 28 in category.
Fund basics
| Category | Equity: Focused |
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| NAV | ₹25.68 (as of 2026-10-01) |
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| AUM | ₹4,457 Cr |
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| Expense ratio | 1.61% |
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| Riskometer | Very High |
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| Fund manager | Shibani Sircar Kurian |
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| Exit load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
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Performance & risk
| 5-year annualised return | 9.57% |
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| Sharpe ratio | 0.66 |
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| Standard deviation | 14.48% |
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| Max drawdown | −36.51% |
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| Alpha | 2.92 |
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| Beta | 0.93 |
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Over 5 years, captured 94.0% of Nifty 500's upside and 88.9% of its downside.
Market cap allocation
| Large cap | 60.9% |
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| Mid cap | 33.8% |
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| Small cap | 5.3% |
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Concentration
| Top 5 holdings | 27.3% |
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| Top 10 holdings | 45.9% |
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| Total holdings | 29 |
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| Index overlap | 30.0% |
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| Active share | 70.0% |
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Top holdings
- ICICI Bank Ltd. — 7.1%
- Eternal Limited — 5.2%
- State Bank Of India — 5.1%
- HDFC Bank Ltd. — 5.0%
- Triparty Repo — 5.0%
- Shriram Finance Limited — 4.9%
- Bharti Airtel Ltd. — 4.0%
- KEI Industries Ltd. — 3.8%
- Divis Laboratories Ltd. — 3.7%
- Reliance Industries Ltd — 3.5%
Top sectors
- Banking & Financial — 20.3%
- Finance & Investments — 10.2%
- Automobile — 8.7%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | −5.0% | Q3 | #15 of 28 |
| 2025 | 13.1% | Q1 (Top) | #3 of 28 |
| 2024 | 16.4% | Q3 | #19 of 27 |
| 2023 | 22.7% | Q4 (Bottom) | #20 of 25 |
| 2022 | 1.6% | Q2 | #11 of 22 |