Kotak Equity Savings Fund
The scheme seeks to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.
Growthvine rating: 4/5 — ranked #5 of 25 in category.
Fund basics
| Category | Hybrid: Equity Savings |
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| NAV | ₹27.10 (as of 2026-10-01) |
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| AUM | ₹10,409 Cr |
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| Expense ratio | 1.45% |
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| Riskometer | Moderately High |
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| Fund manager | Abhishek Bisen |
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| Exit load | For units in excess of 8% of the investment, 1% will be charged for redemption within 90 days |
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Performance & risk
| 5-year annualised return | 8.57% |
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| Sharpe ratio | 0.59 |
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| Standard deviation | 6.26% |
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| Max drawdown | −16.54% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 130.7% of NIFTY 50 Hybrid Short Duration Debt 25:75 Index's upside and 126.1% of its downside.
Market cap allocation
| Large cap | 63.1% |
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| Mid cap | 29.7% |
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| Small cap | 7.2% |
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Concentration
| Top 5 holdings | 17.5% |
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| Top 10 holdings | 29.4% |
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| Total holdings | 164 |
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Top holdings
- Net Receivable / Payable — 30.9%
- Triparty Repo — 7.5%
- Kotak Liquid Direct Growth — 7.4%
- Bharti Airtel Ltd. — 5.2%
- INDUS TOWERS LIMITED — 3.5%
- One 97 Communications Limited — 3.2%
- State Bank Of India — 3.0%
- Maruti Suzuki India Ltd. — 2.7%
- HDFC Bank Ltd. — 2.7%
- Radico Khaitan Ltd. — 2.4%
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | −0.6% | Q3 | #18 of 25 |
| 2025 | 7.9% | Q1 (Top) | #6 of 22 |
| 2024 | 11.7% | Q2 | #7 of 22 |
| 2023 | 15.7% | Q1 (Top) | #4 of 21 |
| 2022 | 6.8% | Q1 (Top) | #2 of 19 |