Kotak Debt Hybrid
The Scheme seeks to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities.
Growthvine rating: 4/5 — ranked #4 of 24 in category.
Fund basics
| Category | Hybrid: Conservative |
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| NAV | ₹60.07 (as of 2026-08-21) |
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| AUM | ₹2,860 Cr |
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| Expense ratio | 1.46% |
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| Riskometer | High |
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| Fund manager | Abhishek Bisen |
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| Exit load | For units in excess of 8% of the investment, 1% will be charged for redemption within 180 days |
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Performance & risk
| 5-year annualised return | 7.97% |
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| Sharpe ratio | 0.4 |
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| Standard deviation | 5.34% |
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| Max drawdown | -11.88% |
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| Alpha | 0 |
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| Beta | 0 |
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Over 5 years, captured 128.7% of NIFTY 50 Hybrid Composite Debt 15:85 Index's upside and 139.6% of its downside.
Market cap allocation
| Large cap | 64.8% |
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| Mid cap | 29.4% |
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| Small cap | 5.8% |
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Concentration
| Top 5 holdings | 6.2% |
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| Top 10 holdings | 10.3% |
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| Total holdings | 48 |
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Top holdings
- Triparty Repo — 11.3%
- 7.24%Central Government - 2055 — 7.1%
- 6.90%Central Government - 2065 — 6.6%
- ZCBJTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) — 3.8%
- 7.44%NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT — 3.5%
- 7.57%LIC HOUSING FINANCE LTD. — 2.6%
- SOPTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST) — 2.6%
- SOPTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST) — 2.6%
- 6.80%National Housing Bank — 2.1%
- 7.80%Tamil Nadu State Govt - 2041 - Tamil Nadu — 1.8%
Top sectors
- Banking & Financial — 6.7%
- Automobile — 2.2%
- Food Beverage & Tobacco — 1.8%
Calendar-year track record
| Year | Return | Quartile | Category rank |
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| 2026 (partial) | 0.8% | Q3 | #15 of 20 |
| 2025 | 5.3% | Q4 (Bottom) | #16 of 20 |
| 2024 | 11.4% | Q1 (Top) | #5 of 20 |
| 2023 | 13.9% | Q1 (Top) | #3 of 20 |
| 2022 | 4.3% | Q2 | #8 of 19 |