JM Dynamic Term Fund
The scheme seeks to actively manage a portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders.
Growthvine rating: 2/5 — ranked #11 of 21 in category.
Fund basics
| Category | Debt: Dynamic Bond |
|---|---|
| NAV | ₹43.25 (as of 2026-09-16) |
| AUM | ₹53 Cr |
| Expense ratio | 0.80% |
| Riskometer | Moderate |
| Fund manager | Killol Pandya |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 5.57% |
|---|---|
| Sharpe ratio | 0.22 |
| Standard deviation | 2.28% |
| Max drawdown | -3.04% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 89.1% of NIFTY Composite Debt Index's upside and 31.8% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 2.0% | Q3 | #14 of 21 |
| 2025 | 7.0% | Q2 | #7 of 21 |
| 2024 | 8.0% | Q4 (Bottom) | #18 of 21 |
| 2023 | 6.3% | Q3 | #14 of 21 |
| 2022 | 3.8% | Q2 | #6 of 20 |