ITI Banking and PSU Fund
The scheme seeks to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks(SCBs), Public Sector undertakings(PSUs), Public Financial Institutions(PFIs) and Municipal Bonds.
Growthvine rating: 2/5 — ranked #16 of 22 in category.
Fund basics
| Category | Debt: Banking and PSU |
|---|---|
| NAV | ₹13.75 (as of 2026-08-21) |
| AUM | ₹33 Cr |
| Expense ratio | 0.63% |
| Riskometer | Moderate |
| Fund manager | Laukik Bagwe |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 5.83% |
|---|---|
| Sharpe ratio | 0.62 |
| Standard deviation | 1.04% |
| Max drawdown | -1.11% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 87.6% of NIFTY Banking & PSU Debt Index's upside and -25.8% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 3.0% | Q3 | #13 of 21 |
| 2025 | 6.8% | Q4 (Bottom) | #19 of 21 |
| 2024 | 7.6% | Q4 (Bottom) | #18 of 22 |
| 2023 | 6.3% | Q4 (Bottom) | #19 of 21 |
| 2022 | 4.2% | Q1 (Top) | #3 of 19 |