ICICI Pru Retirement Fund Pure Equity Plan
The scheme seeks to generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities.
Growthvine rating: 5/5 — ranked #1 of 10 in category.
Fund basics
| Category | Solution: Retirement Equity |
|---|
| NAV | ₹33.43 (as of 2026-10-01) |
|---|
| AUM | ₹2,158 Cr |
|---|
| Expense ratio | 1.74% |
|---|
| Riskometer | Very High |
|---|
| Fund manager | Darshil Dedhia |
|---|
| Exit load | 0 |
|---|
Performance & risk
| 5-year annualised return | 16.35% |
|---|
| Sharpe ratio | 0.85 |
|---|
| Standard deviation | 16.13% |
|---|
| Max drawdown | −37.40% |
|---|
| Alpha | 6.64 |
|---|
| Beta | 1.02 |
|---|
Over 5 years, captured 110.2% of Nifty 500's upside and 73.5% of its downside.
Market cap allocation
| Large cap | 53.0% |
|---|
| Mid cap | 25.3% |
|---|
| Small cap | 21.8% |
|---|
Concentration
| Top 5 holdings | 19.0% |
|---|
| Top 10 holdings | 30.3% |
|---|
| Total holdings | 87 |
|---|
Top holdings
- HDFC Bank Ltd. — 4.9%
- Reliance Industries Ltd — 4.1%
- TREPS — 4.1%
- Multi Commodity Exchange of India Ltd — 3.8%
- Hindustan Unilever Ltd. — 3.7%
- ICICI Bank Ltd. — 2.5%
- Bharti Airtel Ltd. — 2.4%
- Apar Industries Ltd — 2.3%
- Britannia Industries Ltd. — 2.3%
- Avenue Supermarts Limited — 2.3%
Top sectors
- Banking & Financial — 13.4%
- Energy — 9.3%
- Industrial Products — 8.6%
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|
| 2026 (partial) | −2.1% | Q2 | #4 of 10 |
| 2025 | 14.0% | Q1 (Top) | #1 of 10 |
| 2024 | 23.4% | Q1 (Top) | #1 of 8 |
| 2023 | 38.1% | Q1 (Top) | #1 of 8 |
| 2022 | 2.1% | Q2 | #3 of 7 |