ICICI Pru Retirement Fund Pure Debt Plan
The scheme seeks to generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity.
Growthvine rating: 2/5 — ranked #8 of 11 in category.
Fund basics
| Category | Solution: Retirement Debt |
|---|---|
| NAV | ₹15.65 (as of 2026-10-01) |
| AUM | ₹80 Cr |
| Expense ratio | 1.84% |
| Riskometer | Moderate |
| Fund manager | Darshil Dedhia |
| Exit load | 0 |
Performance & risk
| 5-year annualised return | 4.86% |
|---|---|
| Sharpe ratio | -0.06 |
| Standard deviation | 1.63% |
| Max drawdown | −2.77% |
| Alpha | 0 |
| Beta | 0 |
Over 5 years, captured 16.5% of Nifty 500's upside and −4.0% of its downside.
Market cap allocation
Concentration
Top holdings
Not disclosed.
Top sectors
Not disclosed.
Calendar-year track record
| Year | Return | Quartile | Category rank |
|---|---|---|---|
| 2026 (partial) | 2.1% | Q1 (Top) | #1 of 10 |
| 2025 | 5.8% | Q1 (Top) | #2 of 10 |
| 2024 | 7.2% | Q4 (Bottom) | #9 of 10 |
| 2023 | 6.1% | Q4 (Bottom) | #9 of 10 |
| 2022 | 2.8% | Q2 | #4 of 10 |